Luke Tatum

Doing everything "right" with your money and still not getting ahead?

We teach the Infinite Banking Concept, as taught by Nelson Nash. Education first. No pressure. You stay in control.

What brings you here?
New to the idea? Start with the basics.
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I paid cash for everything. Then I learned what it cost me.

My wife, Lauren, and I paid off our credit cards, then our mortgage. Our "paid and cancelled" letter from the mortgage company got framed and placed on a bookshelf in our living room!

It felt great. But as I would later learn, paying cash for everything is not the best method of managing your financial affairs. If you buy a used car for $10,000, that $10,000 no longer works for you.

That is the problem Infinite Banking solves, and it's why I do this work.

Luke Tatum, Authorized IBC Practitioner

Read the whole story

What we do, in plain words

Education first
We are teachers first, agents second. You'll understand what we are doing, and why, before you decide anything.
Your money, your control
Infinite Banking uses dividend-paying whole life insurance as a place to store your money and finance the things you need, so you rely less on banks.
Here for the long haul
This is not a one-and-done relationship. We check in on you, and not to up-sell you.

We're probably not a fit if...

You want someone to manage your money and just send you updates.
"I am not going to tell you what to do!"
You're looking for a magic trick.
There is nothing "magic" about the strategy. You will get out of it what you put into it.
You want a quick sale and a goodbye.
We plan for decades, not for this quarter.
Read "5 Reasons NOT to Work with Me"

How it works

1
Learn the basics
Read Between the Lies, or watch our free videos.
2
Book a free first call
We'll talk about where you are and whether this fits. No pressure, no obligation.
3
Build your plan
If it fits, we design a policy around your goals and teach you how to use it, step by step.

Our process is built on TRUTH: Take Responsibility. Reclaim Your Money. Undo Your Debts. Transcend Your Expenses. Help Others.

Book a free first call

What clients and readers say

Client story · IBC IRL
"I own the car outright. There's no lien on the car like they normally would with an auto loan. ... I like to be in possession of my possessions."
Brendan, client
IBC IRL: Why This Dad Ditched His Honda Pilot Lease
"I said I want the absolute smallest policy possible. Now anyone that says I can do that, generally speaking, they either can't do that or they really don't want to do that. But he made it work. He made it work."
Sean, client
IBC IRL: From $475 in the Negative to Owning a Bank
"The author takes what can be an intimidating topic to some people and makes it easy to understand. ... I love the way the author writes: He's simple, to the point and positive."
Misty F.
Amazon review of Between the Lies
"Tatum writes in terms simple enough for a middle school reader to understand, without leaving out details that are important to the whole picture."
Former financial advisor
Amazon review of Between the Lies

Testimonials reflect individual experiences and are not a guarantee of future results.

The book by Luke Tatum

Between the Lies

How to Reclaim Your Future from the Banks and Wall Street

Luke's Amazon-bestselling book on taking control back from banks and Wall Street, and the 5-Step TRUTH Blueprint.

Get the book on Amazon (opens in a new tab)
Between the Lies Podcast · Latest episode
Konami's President Is Right: AI Won't Kill Creators, It Will Kill Big Studios
Episode 050 · Oct 28, 2026
Apple PodcastsSpotifyAll episodes ›
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