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benefits of tax deferral

The Benefits of Tax Deferral

Marketing material from major financial firms is always quick to highlight the benefits of tax-deferral, sometimes simply called tax-deferred growth. 401(k)s, 403(b)s, traditional Individual Retirement Accounts (IRAs), and some other tax-qualified plans have this characteristic. Giving some additional thought to the claims of marketers is usually worthwhile. That goes double when the source of this

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Estate Planning: “I’ll Get Around to It” is Not a Strategy

Ah, estate planning! One of the Most Boring Topics on Earth, found in such company as economics, budgeting, history, and taxes. However, like economics, budgeting, history, and taxes, estate planning is something you ignore at your own peril. (And the peril of future generations!) What is Estate Planning? This planning deals with questions like this:

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privacy by default

Seeking a “Privacy-by-Default” World: How We Got Here and Steps You Can Take Right Now

Privacy-by-default. Depending on who you talk to in 2022 America, privacy can mean wildly different things. The worst take on this subject is, “if you have nothing to hide, you have nothing to fear.” These people tend to see anything related to privacy, secrecy, or encryption as “bad” in an abstract sense. “What are you

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